Lets face it, there is not a lot of things in this world that are free. But with our service you don’t pay. We are paid by the lending institution for assisting and processing your loan application. Essential we act as a third party extension of the lending institutions. We process your application, keep you updated throughout the approval and settlement process, and after the property settlement is complete we contact you at least every twelve months to ensure that you are happy with the way things are progressing.

So does this mean that you will pay a higher interest rate or higher fees? No! In most cases the very same products that you see advertised in the paper or on television are what we can offer. We can tell you all about the ins and outs of them and compare them with others that are not so prominent in the media. In some cases we have been able to negotiated, on behalf of the client, a better package then what they would have received if they went straight to the lender themselves.

We are like the local bank manager, BUT we have access to a lot more then one bank, AND we come to you.

It is important to remember that we are putting together home loans applications on a regular basis and have experience with many of the lenders over many different types of situations. So don’t just let anyone assist you with your home loan, talk to APD. So contact us today!