Using Investment Property Loans to leverage your current financial position

As a property investor you should have a clear plan of action in place.  We are here to help you implement it.

Gearing, or borrowing money for investment purposes, can give you flexibility and you may be eligible for tax benefits on your investment property.  Gearing can be hard to understand, so you should talk to a financial planner about the long term implication of your investment strategy. 

There are two kinds of gearing.  Positive gearing occurs when the returns on your investment property are greater than the costs you’re paying, e.g. on loan repayments, interest and property maintenance. Negative gearing occurs when the income from your investment property is less than the cost of your investment home loan and maintaining the property.

In both cases, there are benefits and drawbacks, but both can be used to leverage your position and buy beyond your current position.

Getting an investment property is a big step but financing can be easy.  Tony at APD Lending Services will help you get the best investment property home loan for your circumstances. Click here to see the minimum lending criteria for investment property mortgages.